Understanding Appraisals: What Military Buyers & Sellers Should Know

MIL-Estate Network is 100% Veteran or Military Spouse Realtors. We have over 160 agents nationwide so we can help you anywhere!

Whether you're buying or selling a home, the appraisal is a crucial step in the real estate process—and one that can cause a lot of stress if you're not prepared. For military buyers using a VA loan or military sellers on a tight PCS timeline, understanding how appraisals work can make all the difference.

What Is an Appraisal?

An appraisal is an unbiased estimate of a home’s value, usually required by lenders to ensure the home’s worth aligns with the loan amount. It’s based on factors like location, size, condition, and recent sales of similar homes (called “comps”).

Why Do Appraisals Matter in Military Moves?

VA loans, which are commonly used by military families, require appraisals that meet both value and condition standards. If the appraisal comes in too low, it could delay the deal or require renegotiation. With PCS timelines in play, that’s something you want to avoid.

What If the Appraisal Is Low?

Don’t panic. A MIL-Estate agent can help you renegotiate, dispute the appraisal with additional comps, or explore other financing solutions. We’ve seen it all—and we’re skilled at keeping deals on track.

Preparing for the Appraisal

For sellers: Clean, declutter, and complete minor repairs. Highlight upgrades and provide a list of improvements.

For buyers: Work with an agent who knows how to prep for VA appraisals and make sure your offer is competitive and realistic for the market.

Appraisals don’t have to be a mystery. With a military-savvy agent by your side, you can navigate them like a pro.
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Connect with a MIL-Estate agent today who understands VA loans, appraisals, and the unique timelines military families face: www.mil-estate.com

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